While women invest their money in jewelry, unlike other investments, it is difficult to get regular returns which can cover the expenses of the woman during her old age . If she requires money for a financial emergency the woman will have to sell the jewelry or take a gold loan. This is in contrast to investing money in a home, as the home can be used to take a reverse mortgage after the woman becomes old. The money from the reverse mortgage can be used to pay the regular expenses incurred by the woman on food, repairs, bills, healthcare.