Every person requires a place to stay, so in addition to being an investment whose value will increase over a period of time, a person can live in his home and also rent it out to make money. In contrast , gold jewelry can be only used for decorative purposes, and the rate of gold can increase or decrease depending on market conditions. Additionally the market rate of real estate will usually increase over a period of time. In their old age, individuals who do not have a friend or relative to help them financially, can also get a reverse mortgage for their house, which will be a passive source of income over a period of time. The reverse mortgage allows the home owner to benefit from the amount invested in the house during his or her lifetime.