Jewelry used for taking gold loan turns out to be fake

One of the problems living in goa, is how government employees are considered respectable and honest, though they may cheat and are liars, while, private citizens are considered not respectable, cheaters, without any proof at all. The google, tata sponsored goan gsb fraud raw/cbi employees housewife riddhi nayak who looks like actress kangana ranaut, siddhi mandrekar, sunaina chodan, naina, asmita patel are some of the extremely powerful fraud liar government employees

The latest fraud reported in the goan newspapers, the gold loan fraud of more than Rs 70 lakh, wherein customers pledged gold with bank of india, to get loans, and then did not repay the gold loans. When the bank tried to auction off the gold, the bank was told that the jewelry was not gold.
According to newspaper reports, the bank had relied on their trusted valuer, one mr lotlikar, who certified the value of the jewelry, falsely claiming that it was gold.
Multiple branches of the bank have been affected by the gold loan fraud, for loans taken between 2017 and 2018. The media reported that many of those involved in the fraud are respectable members of society, including government employees, so the bank is very surprised.

This also exposes the misplaced priorities of the intelligence and security agencies in goa, they are hounding harmless private citizens, with almost no income for more than 9 years, without any proof, monitoring all their activities, while gold loan fraudsters looting banks are allowed to do whatever they wish, though they are cheating banks

Upper caste reservations do not take into account gold, jewelry stashed by brahmins and others

The upper caste reservation of the government is flawed because the government does not have any way to correctly determine the exact amount of gold, jewelry which is stashed by brahmins and other upper caste people.

The government will only use the pan related data, when in reality there are many upper caste government employees like nayak, caro, mandrekar, who have plenty of gold and jewelry from bribes stashed away which is also wealth.

So these gold hoarders can officially claim that their income is less, when actually they are wealthier than professionals who may not have much gold, because they are robbed frequently

Repeated robbery, burglary and trespassing in goa, making investing/purchasing in jewelry extremely risky

Due to the google, tata masterminded identity theft, banking fraud , the professional and social status of the domain investor has been adversely affected because the indian and state government, NTRo refuse to acknowledge the time and money invested by the domain investor and falsely claim that the google, tata sponsored lazy greedy call girl, fraud raw/cbi employees who have no online income, own the bank account of the domain investor.

Due to the ntro banking fraud, the domain investor has been targetted for robbery, burglary, trespassing in panaji, goa, with the corrupt local intelligence and security agency employees freelancing for google, tata entering any house of hers and stealing whatever they wish. These officials are extremely greedy they will steal whatever they wish for example even a Rs 300 glass shelf were stolen by these government employees

Jewelry, especially gold jewelry is targetted for theft, Bluestone earrings were stolen in a burglary in February 2018. So investing in jewelry is extremely risky for a person who is robbed, burgled repeatedly